About Us

The Expertise of an Institution. The Dedication of a Family.

For decades, we saw the payment processing industry from the inside. We built the complex systems for colleges and managed high-stakes accounts for major enterprises. We understood the rules, the players, and the technology that powered it all.

Then, we watched as the aggregator revolution changed everything. Powerful platforms like Square, PayPal and Stripe sold a dream of simplicity, but we saw the reality it created for founders: frustration, isolation, and a constant, draining battle with the very systems that were supposed to make their lives easier. We saw brilliant entrepreneurs becoming the unpaid support agents for their own payment processors.

We founded FinTech 5 to fix this broken model.

Our mission is to bridge the gap between powerful, modern technology and the dedicated, expert human support that every serious business deserves. We believe you shouldn’t have to choose between a seamless customer experience and a profitable, transparent payment operation. With FinTech 5, you get both.

FinTech 5 was founded by a family of financial technology veterans with over 30 years of combined experience architecting complex payment systems. We are not just consultants; we are your strategic partners, dedicated to making your business more profitable.

The FT5 Advantage

10+ Tier-1 Processor Partnerships
30+ Years Combined Experience
A singular focus optimization

Meet the Team

Debbie Maceira

Co-Founder | Head of Operations

With over 25 years of experience architecting and managing high-volume payment systems for large institutions and universities, Debbie brings an unparalleled understanding of operational integrity and compliance. She is the expert in ensuring that as our clients scale into millions of transactions, their payment infrastructure remains secure, efficient, and resilient.

Troy Maceira

Co-Founder | Head of Solutions Architecture

As the technical lead, Troy lives at the intersection of integrations and payment technology. With deep understanding in technology, he architects the custom integrations and pricing models that eliminate friction and unlock hidden profit margins for our clients. He is the strategist who translates your business goals into a high-performance payment stack.

Jason Maceira

Co-Founder | Head of Business Development

Jason’s expertise in the fast-paced worlds of real estate and service industries gives him a deep understanding of the lifeblood of and challenges many business face: cash flow and growth capital. He leads our partner relations and helps our clients leverage their payment systems to access the working capital they need for inventory, marketing, and expansion.

Ready to Build a More Resilient & Profitable Business?

Stop leaving money on the table. A 15-minute, no-obligation audit is the first step toward a payment infrastructure that actively works to make your business stronger.