Compliant, Cost-Effective Payments
for CBD Businesses

Now classified as Medium Risk—unlock tailored payment solutions designed
for the unique needs of CBD retailers and wholesalers.

The CBD Payments Challenge

CBD businesses face evolving regulations, banking restrictions and higher processing fees. Common challenges include:

•Bank declines or account freezes due to risk misclassification
•Elevated interchange rates billed as high risk
•Manual reconciliation of online store, retail and wholesale orders
•PCI scope complexities around age-gated sales and identity checks
•Slow settlements impacting inventory cash flow

Our CBD-Focused Solution

FinTech 5 now categorizes CBD as Medium Risk (not high risk), delivering optimized pricing and compliance support:

Medium Risk Interchange

•Lower rates than high-risk tiers, thanks to reclassification
•Detailed line-item data to drive further fee reductions

Compliance Checks

•PCI Compliance keeps your data safe
•Tokenization to keep sensitive customer data secure and out of scope

Omni-Channel Support

•E-Commerce integrations for Shopify, WooCommerce and BigCommerce
•B2B invoicing for wholesale partners

Automated Recurring Payments

•Subscription billing for monthly product boxes and membership clubs
•Smart retry logic to maximize authorization rates

Dedicated Account Manager

•Expert guidance on evolving regulations, payments and banking
•24/7 support for disputes, chargebacks and compliance questions

How It Works

1. Apply with our streamlined CBD onboarding—no high-risk hold-ups.
2. Integrate via API or ready-made plugins in days.
3. Activate medium-risk pricing and compliance features instantly.
4. Optimize using our dashboard—track fee savings, payment performance and compliance metrics.

Why CBD Brands Choose FinTech 5

•No-cost consulting model (our partners pay the fees, not you)
•Medium-risk classification for more competitive rates
•24/7 dedicated support from CBD payment specialists
•Proven savings – clients typically lower processing costs by 20 percent or more in the first year

Ready to Build a More Resilient & Profitable Business?

Stop leaving money on the table. A 15-minute, no-obligation audit is the first step toward a payment infrastructure that actively works to make your business stronger.

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