B2B Payment Processing
Save time, cut costs and boost security on every business-to-business transaction.
“Most B2B companies lose money and productivity to manual invoicing, hidden fees and security gaps. Over-complicated invoice reconciliation, high interchange on large-ticket orders, security and compliance headaches, and slow cash flow are standard, but they don't have to be.”
How FinTech 5 solves it.
FinTech 5 brings enterprise-grade payment capabilities to businesses of all sizes. Level 3 processing passes rich line-item data to unlock the lowest interchange rates on large purchases. Automated recurring billing handles subscriptions and service contracts. Secure tokenization minimizes your PCI scope. And flexible ACH and virtual card options give your customers lower-cost alternatives while you reconcile vendor payouts automatically.
Our consulting is funded by our processor partners. You pay nothing for our analysis, negotiation, or ongoing support.
Three steps to better rates.
From statement to savings, with zero disruption and zero cost to you.
Share your statement
Upload your most recent processing statement. We analyze every line item: interchange, processor markups, monthly minimums, and every fee in between.
We run a competitive bid
Your profile goes to 10+ tier-1 processors simultaneously in a blind bid. They compete. You don't negotiate; we do.
Choose and lock in savings
We present the winning offer with full transparency on every rate component. You decide. New rates are live within 5–10 business days.
Built for any business that takes payments seriously.
Whether you're a single-location operator or a multi-site enterprise, the same hidden fees are draining your margin. We fix that, at any scale, with zero upfront cost.
What is Level 3 processing and why does it matter for B2B?+
Level 2/3 processing passes detailed line-item data — PO numbers, tax, quantities — that qualifies large B2B transactions for significantly lower interchange than a standard consumer swipe rate.
Can this integrate with our ERP or accounting system?+
Yes, we support ERP, CRM, and custom API integrations so payment data flows into your existing systems instead of requiring manual reconciliation.
Do you support ACH for large invoices, not just card payments?+
Yes, ACH and virtual card options give your customers lower-cost alternatives to card payments, which matters most on high-ticket B2B invoices.
How does this improve our DSO (days sales outstanding)?+
Automated recurring billing, smart payment retry, and real-time dashboards on payment trends are the main levers — most B2B clients see collections speed up once manual invoicing friction is removed.
Adjacent verticals we serve.
See what you could save.
Free analysis. Often 15 minutes.
Upload your merchant statement and get a line-by-line audit with competitive bids from 10+ processors. No consulting fees. Ever.
Free. No obligation. No high-pressure sales calls.