How It Works

From statement to savings
in under a week.

We handle the heavy lifting of auditing, negotiating, and migrating your payment stack. You just review the numbers and make the call.

Day 1

Ingestion & Normalization

You upload your merchant statement securely. Our analysts break it down line-by-line using proprietary extraction tools. We identify your true interchange costs, strip out junk assessment fees, and calculate your exact processor markup.

PII auto-redacted
Effective rate calculated
Hidden fees flagged
Day 2

Blind Processor Bidding

We take your anonymized statement parameters (volume, average ticket size, industry MCC) to our network of 10+ Tier-1 processors. We force them to compete for your business through a blind bidding process, entirely on Interchange-Plus (IC+) pricing.

Anonymized bidding
10+ Tier-1 processors
IC+ pricing mandated
Day 3

Savings Presentation

We return to you with a comprehensive audit report. We show you exactly what you are paying now, what you should be paying, and the top 3 bids from the network. We give our recommendation, but the final choice is always yours.

Side-by-side comparison
Zero obligation to switch
Permanent savings locked in
Week 2

Implementation & Swap

If you choose to switch, we handle the entire migration. We work with the winning processor to ship pre-programmed terminals, integrate with your existing POS or e-commerce gateway, and ensure zero downtime during the transition.

Zero downtime guaranteed
Free terminal placement
Existing POS integration

Kick off Day 1 right now.

Upload your statement today, and you'll have competitive bids in hand by tomorrow. We don't charge a dime for the audit.

Get My Free Savings Audit

No cost. No obligation. same-day turnaround.