E-Commerce Payment Infrastructure
Smarter payment infrastructure for online business: reduce costs, improve approvals, get real support.
“Cart abandonment is the silent killer of e-commerce. Generic processors don't understand your stack, can't explain your effective rate, and disappear when you need help. Entry-level platforms cap your growth right when you're hitting your stride.”
How FinTech 5 solves it.
At FinTech 5, we help e-commerce businesses streamline how they accept payments: reducing costs, improving approvals, and giving you access to real support when it matters. We work with industry-leading processing partners to offer flexible, secure, and scalable solutions tailored to how you sell online. Whether you're just starting out or processing millions monthly, we build a payment setup that works behind the scenes to support your growth.
Our consulting is funded by our processor partners. You pay nothing for our analysis, negotiation, or ongoing support.
Three steps to better rates.
From statement to savings, with zero disruption and zero cost to you.
Share your statement
Upload your most recent processing statement. We analyze every line item: interchange, processor markups, monthly minimums, and every fee in between.
We run a competitive bid
Your profile goes to 10+ tier-1 processors simultaneously in a blind bid. They compete. You don't negotiate; we do.
Choose and lock in savings
We present the winning offer with full transparency on every rate component. You decide. New rates are live within 5–10 business days.
Built for any business that takes payments seriously.
Whether you're a single-location operator or a multi-site enterprise, the same hidden fees are draining your margin. We fix that, at any scale, with zero upfront cost.
Usually not. Our processor partners support all major POS systems and payment gateways. We find the best option that works with your existing infrastructure.
The audit is same day or less. If you choose to switch, new rates are typically live within 5–10 business days, and some programs are same-week.
Nothing. Our consulting is funded entirely by the processor you select. You pay zero for the analysis, negotiation, and ongoing account support. No hidden charges.
Adjacent verticals we serve.
See what you could save.
Free analysis same day or less.
Upload your merchant statement and get a line-by-line audit with competitive bids from 10+ processors. No consulting fees. Ever.
Free. No obligation. No high-pressure sales calls.