Transparent Pricing Models
No hidden fees. No confusing statements. The right pricing model for your business.
Most merchants have no idea what their true effective rate is. Processors bury the real cost in tiered buckets, monthly minimums, PCI non-compliance fees, and statement fees that exist for no reason other than margin. The complexity is intentional.
Built for how your business actually operates.
FinTech 5 analyzes your merchant statements and matches you with the pricing model that actually maximizes your margins. We offer interchange-plus (the true wholesale rate with a fixed markup), flat-rate (simple and predictable), tiered (for specific low-volume use cases), and custom hybrid models. Rates are locked in. No annual hikes without your approval. And your account manager monitors benchmarks on your behalf.
Assess your transaction types and volumes.
Compare model options side-by-side in our pricing calculator.
Select the plan that maximizes your cost savings.
Lock in your rates. No annual hikes.
Review periodically with your account manager for adjustments.
Who gets the most from this solution.
Every business is different. Here's the profile of merchants who see the strongest results from this particular solution, though we customize for every situation.
No setup fees and no volume minimums. We work with merchants at every scale, and our consulting is always free to you, funded by the selected processor.
We'll tell you. If your current processor is giving you a fair deal, we say so, and we never push a switch without clear evidence of meaningful savings.
Rate creep is common. As your ongoing account advocate, we monitor your statements monthly and address any unauthorized markups with the processor directly.
Other ways FT5 can help.
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Free. No obligation.
Our consulting is 100% free, funded by our processor partners, not by you. Get a data-driven analysis same day or less.