Industry Solutions

CBD & Hemp Payment Processing

Compliant, cost-effective payments. Now classified as Medium Risk, not High Risk.

20%+
Processing cost reduction in year one
Medium Risk
Classification for better rates
Omni
Channel retail + wholesale support
The Challenge

CBD businesses face evolving regulations, banking restrictions and elevated processing fees. Bank declines and account freezes due to risk misclassification, high-risk interchange rates, PCI complexity around age-gated sales, and slow settlements all strain inventory cash flow.

Our Approach

How FinTech 5 solves it.

FinTech 5 now categorizes CBD as Medium Risk, not high risk, which means significantly better rates and fewer banking headaches. We deliver medium-risk interchange, compliant PCI tokenization, omni-channel support for Shopify, WooCommerce and BigCommerce, subscription billing for monthly product boxes, and a dedicated account manager who knows the evolving CBD regulatory landscape.

Zero cost to you

Our consulting is funded by our processor partners. You pay nothing for our analysis, negotiation, or ongoing support.

What's Included
01Medium-risk classification (not high-risk)
02Lower rates via reclassification
03PCI compliance & tokenization
04Shopify, WooCommerce & BigCommerce integrations
05B2B invoicing for wholesale partners
06Subscription billing for product boxes
07Smart retry logic for authorization rates
0824/7 CBD payment specialist support
How It Works

Three steps to better rates.

From statement to savings, with zero disruption and zero cost to you.

01

Share your statement

Upload your most recent processing statement. We analyze every line item: interchange, processor markups, monthly minimums, and every fee in between.

02

We run a competitive bid

Your profile goes to 10+ tier-1 processors simultaneously in a blind bid. They compete. You don't negotiate; we do.

03

Choose and lock in savings

We present the winning offer with full transparency on every rate component. You decide. New rates are live within 5–10 business days.

Who This Is For

Built for any business that takes payments seriously.

Whether you're a single-location operator or a multi-site enterprise, the same hidden fees are draining your margin. We fix that, at any scale, with zero upfront cost.

Processing $10k–$50k/month
Processing $50k–$500k/month
Multi-location operators
High card-not-present volume
Currently on flat-rate pricing
No long-term contracts wanted
Need dedicated account support
Recently acquired a business
Common Questions
Do we need to change our hardware or software?

Usually not. Our processor partners support all major POS systems and payment gateways. We find the best option that works with your existing infrastructure.

How quickly can we expect to see savings?

The audit is same day or less. If you choose to switch, new rates are typically live within 5–10 business days, and some programs are same-week.

What does FinTech 5 charge for this?

Nothing. Our consulting is funded entirely by the processor you select. You pay zero for the analysis, negotiation, and ongoing account support. No hidden charges.

See what you could save.
Free analysis same day or less.

Upload your merchant statement and get a line-by-line audit with competitive bids from 10+ processors. No consulting fees. Ever.

Free. No obligation. No high-pressure sales calls.

Get My Free Savings Audit

No cost. No obligation. same-day turnaround.