Industry Solutions

Higher Education Payments

Secure, flexible and student-friendly payment solutions built for campus ecosystems.

15–20%
Cost reduction in year one
Real-time
Student account data sync
Peak
Support through registration & tuition
The Challenge

“Colleges and universities juggle diverse payment types, complex billing cycles and strict compliance. Manual reconciliation of tuition, housing and fee payments, limited self-service options, and PCI scope across campus point-of-sale terminals all create unnecessary overhead.”

Our Approach

How FinTech 5 solves it.

FinTech 5 delivers a unified payments platform tailored for your campus. Automated invoice and payment plan generation handle tuition and housing fees. PCI-certified token vaults keep card data off your systems. Pre-built connectors for Banner, Jenzabar, Blackbaud, Touchnet and Nelnet sync student accounts in real time. Advanced reporting gives your bursar and finance teams everything they need for audits.

Zero cost to you

Our consulting is funded by our processor partners. You pay nothing for our analysis, negotiation, or ongoing support.

What's Included
01Automated tuition & installment billing
02Student-friendly mobile-optimized checkout
03Parent & guest pay links
04PCI-certified token vault
05Banner, Jenzabar & Blackbaud connectors
06Touchnet & Nelnet gateway integrations
07Grant & scholarship disbursements
08DSO, refund & dispute rate dashboards
How It Works

Three steps to better rates.

From statement to savings, with zero disruption and zero cost to you.

01

Share your statement

Upload your most recent processing statement. We analyze every line item: interchange, processor markups, monthly minimums, and every fee in between.

02

We run a competitive bid

Your profile goes to 10+ tier-1 processors simultaneously in a blind bid. They compete. You don't negotiate; we do.

03

Choose and lock in savings

We present the winning offer with full transparency on every rate component. You decide. New rates are live within 5–10 business days.

Who This Is For

Built for any business that takes payments seriously.

Whether you're a single-location operator or a multi-site enterprise, the same hidden fees are draining your margin. We fix that, at any scale, with zero upfront cost.

Processing $10k–$50k/month
Processing $50k–$500k/month
Multi-location operators
High card-not-present volume
Currently on flat-rate pricing
No long-term contracts wanted
Need dedicated account support
Recently acquired a business
Common Questions
Does this integrate with our existing student information system?+

We have pre-built connectors for Banner, Jenzabar, Blackbaud, Touchnet, and Nelnet, syncing student accounts in real time rather than requiring manual reconciliation.

How does this reduce our PCI compliance scope?+

A PCI-certified token vault keeps card data off your campus systems entirely, which is the single biggest lever for shrinking PCI scope across point-of-sale terminals and online payment pages alike.

Can parents and guests pay without a student login?+

Yes, parent and guest pay links let anyone contribute to tuition, housing, or fees without needing student portal credentials.

Can this handle grant and scholarship disbursements too?+

Yes, disbursements run through the same platform as billing, so your bursar's office isn't managing two separate systems for money coming in and going out.

See what you could save.
Free analysis. Often 15 minutes.

Upload your merchant statement and get a line-by-line audit with competitive bids from 10+ processors. No consulting fees. Ever.

Free. No obligation. No high-pressure sales calls.

Get Your Free Audit

No cost. No obligation. Usually about 15 minutes.