Industry Solutions

Petroleum Payment Solutions

Secure, compliant and cost-effective payment processing built for the unique needs of the petroleum industry.

12–18%
Processing cost reduction in year one
Level 3
Interchange savings on bulk orders
<2 weeks
Live processing timeline
The Challenge

“Petroleum businesses operate on tight margins with complex billing and stringent compliance. High interchange on bulk fuel and fleet card transactions, manual pump reconciliation, PCI scope at unattended fuel islands, and slow settlement times all impact cash flow before you even factor in commodity costs.”

Our Approach

How FinTech 5 solves it.

FinTech 5 tailors payment tools to your upstream, midstream and downstream operations. Level 3 processing unlocks lowest interchange on bulk orders. Seamless acceptance of WEX, Comdata and Voyager fleet cards. PCI-compliant unattended terminals with remote monitoring. Automated site billing for tank monitoring and maintenance contracts. And exportable tax and rebate reports for every state filing.

Zero cost to you

Our consulting is funded by our processor partners. You pay nothing for our analysis, negotiation, or ongoing support.

What's Included
01Level 3 processing for bulk orders
02WEX, Comdata & Voyager fleet card integration
03Per-vehicle limits & geofencing controls
04PCI-compliant unattended pump terminals
05Remote terminal monitoring & firmware updates
06Automated site billing & invoicing
07Excise, environmental & highway tax reporting
08Real-time pump status & exception alerts
How It Works

Three steps to better rates.

From statement to savings, with zero disruption and zero cost to you.

01

Share your statement

Upload your most recent processing statement. We analyze every line item: interchange, processor markups, monthly minimums, and every fee in between.

02

We run a competitive bid

Your profile goes to 10+ tier-1 processors simultaneously in a blind bid. They compete. You don't negotiate; we do.

03

Choose and lock in savings

We present the winning offer with full transparency on every rate component. You decide. New rates are live within 5–10 business days.

Who This Is For

Built for any business that takes payments seriously.

Whether you're a single-location operator or a multi-site enterprise, the same hidden fees are draining your margin. We fix that, at any scale, with zero upfront cost.

Processing $10k–$50k/month
Processing $50k–$500k/month
Multi-location operators
High card-not-present volume
Currently on flat-rate pricing
No long-term contracts wanted
Need dedicated account support
Recently acquired a business
Common Questions
How does Level 3 processing lower our fuel costs?+

Level 3 data passes rich line-item detail — quantity, product type, tax — to the card networks, which qualifies bulk fuel and fleet transactions for the lowest available interchange tier instead of a default higher rate.

Do you support fleet cards like WEX and Comdata?+

Yes, WEX, Comdata, and Voyager fleet cards are all supported natively, along with per-vehicle limits and geofencing controls for fleet operators who need spending guardrails.

What about PCI compliance at unattended pump islands?+

Unattended terminals run PCI-compliant hardware with remote monitoring and firmware updates, so compliance doesn't depend on someone physically visiting every pump.

Can this help with fuel tax reporting?+

Yes, exportable excise, environmental, and highway tax reports are built in for every state filing you're responsible for.

See what you could save.
Free analysis. Often 15 minutes.

Upload your merchant statement and get a line-by-line audit with competitive bids from 10+ processors. No consulting fees. Ever.

Free. No obligation. No high-pressure sales calls.

Get Your Free Audit

No cost. No obligation. Usually about 15 minutes.