Retail Payment Solutions
Free premium hardware plus flexible POS options to streamline every sale.
“Retailers face razor-thin margins, long checkout lines and costly hardware upgrades. High interchange on in-store card transactions, fragmented inventory and loyalty management, and slow support during peak hours all drain your bottom line before you even open the register.”
How FinTech 5 solves it.
FinTech 5 delivers a full stack of payments and POS hardware, starting with free premium equipment and extending to all leading terminals. Whether you're running a single storefront or a multi-location chain, we sync in-store sales with your e-commerce platform, build loyalty and gift card programs into checkout, and ensure you're on the right pricing model for your transaction mix.
Our consulting is funded by our processor partners. You pay nothing for our analysis, negotiation, or ongoing support.
Three steps to better rates.
From statement to savings, with zero disruption and zero cost to you.
Share your statement
Upload your most recent processing statement. We analyze every line item: interchange, processor markups, monthly minimums, and every fee in between.
We run a competitive bid
Your profile goes to 10+ tier-1 processors simultaneously in a blind bid. They compete. You don't negotiate; we do.
Choose and lock in savings
We present the winning offer with full transparency on every rate component. You decide. New rates are live within 5–10 business days.
Built for any business that takes payments seriously.
Whether you're a single-location operator or a multi-site enterprise, the same hidden fees are draining your margin. We fix that, at any scale, with zero upfront cost.
Do I have to buy new POS hardware to switch to FinTech 5?+
No — on qualifying plans we place premium terminals at zero cost, preconfigured and ready to plug in. If you want to keep your current hardware, we can usually support it directly.
Will switching processors disrupt my checkout during a busy season?+
New rates typically go live in 5–10 business days, and we schedule cutover around your slow periods, not ours. Most retailers see zero downtime at the register.
What's actually driving up my retail processing costs?+
Usually a mix of interchange categories you're not optimized for, hidden markup, and downgrades from card types your current setup doesn't handle well. A free statement audit shows you exactly which.
Can I keep my loyalty and gift card program?+
Yes. We build loyalty and gift card programs directly into your new checkout flow rather than requiring a separate system.
Adjacent verticals we serve.
See what you could save.
Free analysis. Often 15 minutes.
Upload your merchant statement and get a line-by-line audit with competitive bids from 10+ processors. No consulting fees. Ever.
Free. No obligation. No high-pressure sales calls.